Pest infestations can make life difficult and unpleasant. Some pests can even make your home an unhealthy environment for you and your children. And one should never think of selling their home with a pest problem. As a homeowner, you can protect your family and your investment by watching for pests and taking steps to eliminate or prevent them. Here's what you need to know about pest remediation.
Do You Have Pests? Know the Signs
It's very rare for a pest to live on a property without leaving behind some evidence of its presence. Here's what to watch out for:
- Scratching sounds in the walls or ceiling.
- Chew holes in the walls or in cardboard boxes.
- Pest sightings.
- Chewing noises at night.
- Pest feces on the floor or under sinks.
The warning signs of a pest infestation vary depending on what type of pest has moved into the house. Mice tend to make noises, while insects tend to be seen and not heard. Larger animals that move into the attic may leave more significant damage, like holes in the walls or attic vents.
How to Eliminate Pests
Pest elimination depends on the type of pest being eliminated. Work with a pest control company to ensure that it's done properly. Many pest companies will use poison to eliminate smaller pests like mice and insects....
Every homeowner wants their home to be safe, and there are many solutions that can be turned from easy DIY strategies to professional surveillance. When it comes to things like alarms, home tech and home sensors that many homeowners want in their home security plan, there are four options to pick from. Each one is a bit different and fits different lifestyles differently, so homeowners should be familiar with each of them when picking one for their home. Here are each of the home security options and what they mean for a home.
Option 1: Local Alarms
Local alarms are the most simple and inexpensive of the options. This category encompasses things like motion sensors and alarms that can’t be monitored through an app or service like other more high-tech alarms can. They can be purchased in sets or individually and can be placed on doors and windows. If one of these alarms senses that what it’s attached to has moved, it makes a loud noise to alert the homeowner and needs to be turned off manually. Local alarms are basic by design, but for a homeowner who just wants a little extra security in one specific area, they can be a great addition to a home.
Option 2: Wired Alarm Systems
The next step up from local alarms is a wired alarm system. These systems include motion detectors, sensors, and alarms that are all connected via wires to a central control panel where they can be armed or disarmed. A wired alarm system can...
When homebuyers apply for a mortgage, lenders immediately want to know their credit score but it is not just for qualification purposes. These scores play an important role in many different aspects of the homebuying process from setting interest rates to determining insurance premiums. Learning about the role of credit scores can help homebuyers confidently compare mortgage terms—and this guide is here to help.
For informational purposes only. Always consult with a licensed mortgage professional before proceeding with any real estate transaction.
Minimum Credit Scores Apply
Lenders have many mortgage types for homebuyers to consider and each has their own minimum credit score limits. To acquire a conventional loan, homebuyers need to have a credit score of 620 or above to even begin the qualification process. USDA loans have an even stricter requirement of 640 and above, while FHA loans are open to those with credit scores as low as 580. Lenders can help loan applicants find mortgage programs that work with their credit scores or provide advice on how to raise those scores before applying.
Higher Scores Equal Lower Interest Rates
When applying for a loan, the credit score of each applicant factors into the interest rate offered by the lender. With a low credit score, interest rates could increase by...